Preventing Creditor Judgments
Sometimes there are good reasons why you may decide not to pay a debt. For example, if you did not receive the service or product you were promised, you may not feel you should have to pay for it. Even if you have a legitimate reason for refusing to pay a creditor, you may end up with a judgment against you if you don't take the appropriate actions within a short timeframe.
I am Michael L. Edwards, Attorney at Law, and I assist clients who need debt collection defense in Jacksonville and throughout Northeast Florida. If you haven't paid your credit card or another debt, contact me to find out if you have a legitimate defense.
It is important to speak to an attorney as soon as possible if you wish to avoid legal action on the part of the creditor. There is a statute of limitations on debt collection.
Jacksonville Foreclosure Defense Attorney
At my law firm, I can also help you avoid foreclosure. I know how important your home is to you and I will work to help you keep it. I will try to mediate the dispute if you are behind on payments or if there is another financial issue. I can also analyze your specific situation and, if feasible, I can help you restructure your mortgage loan, enabling you to make smaller payments. I may also be able to help prevent repossession of your personal property, such as your car.
It is important to remember that your lender must prove the case against you. If they are unable to produce the correct documents and proof, they have no lawsuit.
To schedule a free consultation with a Florida debt collection defense lawyer, contact me toll free at 866-532-4286 or e-mail me through my online form.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
